Visual Canadian Tax Calculator
Calculate your personal Canadian taxes with detailed breakdowns by province. Includes federal and provincial tax calculations, deductions, credits, and METR analysis.
Canadian Tax Calculator
Enter your income and deductions on the right, then click Calculate Tax to see a detailed breakdown of your federal and provincial taxes.
Tax Calculator
See how family benefits (CCB, OAS, GIS) affect your true marginal tax rate
Compare Provincial Tax Rates
Click column headers to sort, rows to expand
| Tax Brackets | Key Credits | |||||
|---|---|---|---|---|---|---|
| Alberta | 10% | 15% | 5 brackets | $22,481 |
| |
| British Columbia | 5.06% | 20.5% | 7 brackets | $11,615 |
| |
| Manitoba | 10.8% | 17.4% | 3 brackets | $11,159 |
| |
| New Brunswick | 9.4% | 20.5% | 5 brackets | $13,004 |
| |
| Newfoundland and Labrador | 8.7% | 20.8% | 5 brackets | $10,818 |
| |
| Northwest Territories | 5.9% | 14.05% | 4 brackets | $17,850 |
| |
| Nova Scotia | 8.79% | 21% | 5 brackets | $8,744 |
| |
| Nunavut | 4% | 11.5% | 4 brackets | $18,424 |
| |
| Ontario | 5.05% | 13.16% | 5 brackets | $12,201 |
| |
| Prince Edward Island | 9.8% | 16.7% | 3 brackets | $13,500 |
| |
| Quebec | 14% | 25.75% | 4 brackets | $18,571 |
| |
| Saskatchewan | 10.5% | 14.5% | 3 brackets | $18,153 |
| |
| Yukon | 6.4% | 15% | 6 brackets | $16,813 |
|
Specialized Tax Calculators
Focused calculators for specific tax scenarios with detailed explanations and real-world examples.
RRSP Refund Calculator
Calculate tax savings from RRSP contributions
Capital Gains Tax Calculator
Calculate tax on investment sales
OAS Clawback Calculator
Calculate Old Age Security recovery tax
GIS Clawback Calculator
Calculate Guaranteed Income Supplement reduction
Canada Child Benefit Calculator
Calculate your CCB payment amount
You might also be interested in...
Related calculators that complement your financial planning
Canada Child Benefit Calculator
CCB & RRSP/FHSA Optimization
Calculate your Canada Child Benefit (CCB) for 2025. See how RRSP/FHSA contributions increase your CCB by reducing AFNI. Clawback rates included.
TFSA vs RRSP Calculator
Tax-Efficient Investment Strategy
Free TFSA vs RRSP calculator. Compare after-tax returns with refund reinvestment for Canadian savers. Find which account maximizes your retirement savings.
About This Calculator
Our comprehensive Visual Canadian Tax Calculator provides accurate federal and provincial tax calculations for the 2025 tax year with an interactive Sankey diagram showing exactly how your income flows through the tax system. Whether you're an employee calculating your personal income tax, a self-employed individual, or a financial professional modeling client scenarios, this calculator delivers precise results based on current CRA tax rates and brackets. The calculator supports all Canadian provinces and territories, accounting for their unique tax structures, credits, and deductions. It models employment income, self-employment income, investment income (dividends, capital gains, interest), and RRSP contributions. Our advanced Marginal Effective Tax Rate (METR) analysis goes beyond simple tax brackets to show how benefit clawbacks—including Canada Child Benefit (CCB), Old Age Security (OAS), and Guaranteed Income Supplement (GIS)—affect your true marginal rate on the next dollar earned. This is essential for retirees and families where benefit phase-outs can push effective rates above 50%. Understanding your tax obligation is crucial for financial planning, retirement strategy, and making informed decisions about RRSP vs TFSA contributions and income splitting strategies within families.
Key Features
- Interactive Sankey diagram visualizing income flow through the tax system
- Calculate personal income tax for all Canadian provinces and territories
- Spouse/couple tax calculations with combined household view
- Marginal Effective Tax Rate (METR) analysis including benefit clawbacks
- Canada Child Benefit (CCB) calculations and phase-out modeling
- OAS clawback (recovery tax) calculations for seniors
- GIS (Guaranteed Income Supplement) clawback analysis
- Dividend gross-up and tax credit visualization (eligible and non-eligible)
- Capital gains tax at 50% inclusion rate with taxable/non-taxable split
- RRSP contribution deductions and tax savings calculation
- CPP and EI contribution calculations
- Provincial and federal tax bracket analysis
- Marginal vs effective tax rate comparison
- 2025 CRA tax rates and brackets
When to Use This Calculator
- Employees estimating their annual income tax and net take-home pay
- Couples planning household taxes and optimizing income splitting
- Self-employed individuals calculating quarterly tax installments
- Business owners comparing salary vs dividend compensation strategies
- Investors understanding tax implications of investment income
- Parents modeling CCB clawback impact on family benefits
- Retirees optimizing RRIF withdrawals to minimize OAS clawback
- Seniors analyzing GIS eligibility and benefit optimization
- Financial advisors demonstrating tax-efficient withdrawal strategies for clients